Disclaimer

The information provided on this website is for general informational purposes only. Elizabeth's Business Legacy makes no representations or warranties of any kind, whether express or implied, regarding the accuracy, completeness, reliability, suitability, or availability of the information, products, services, or related content contained on this website.

Any reliance you place on the information available on this website is strictly at your own risk. Under no circumstances shall Elizabeth's Business Legacy be liable for any loss or damage, including, without limitation, indirect, incidental, consequential, or special damages, or any loss arising out of or in connection with the use of this website.

This website may contain links to third-party websites that are not owned or controlled by Elizabeth's Business Legacy. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. The inclusion of any links does not imply endorsement, approval, or recommendation of the views or information expressed on such websites.

The content of this website does not constitute legal, financial, medical, insurance, or professional advice of any kind. You should not rely on the information provided on this website as a substitute for consultation with qualified professionals who are familiar with your individual circumstances.

Elizabeth's Business Legacy reserves the right to modify, update, or remove any content on this website at any time, without prior notice.

Effective Date: 01/01/2018

                                                                                        Privacy Policy

Privacy Policy – California Compliance

Elizabeth's Business Legacy respects your privacy and is committed to protecting your personal information in accordance with applicable California privacy laws, including the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).This Privacy Policy describes how we collect, use, disclose, and protect your personal information when you visit our website or use our services.

1. Personal Information We Collect

We may collect the following categories of personal information:

1.1. Identifiers, including name, email address, phone number, and mailing address.

1.2. Financial and tax-related information voluntarily provided for the purpose of applying for or receiving services.

1.3. Internet or electronic activity information, such as IP address, browser type, device information, and pages visited on our website.

1.4. Any other personal information you voluntarily submit through forms, emails, or other communications.

2. Purposes for Collecting Personal Information

We collect and use personal information for the following business purposes:

2.1. To provide, manage, and administer our services, including Taxes, Life and Health Insurance, Medicare, Covered California, Kaiser, Delta Dental, Lincoln Heritage, and related services.

2.2. To communicate with you regarding your account, services, appointments, or inquiries.

2.3. To send service-related notifications, updates, or promotional communications when authorized by you.

2.4. To comply with applicable legal, regulatory, and reporting requirements.

2.5. To improve our website functionality, services, and overall customer experience.

3. Disclosure of Personal Information

Elizabeth's Business Legacy does not sell or rent personal information as defined under California law.

We may disclose personal information only as follows:

3.1. To trusted service providers who perform business functions on our behalf, such as software platforms, email services, or administrative support providers.

3.2. When required by law, subpoena, court order, or regulatory authority.

3.3. To protect the rights, property, or safety of Elizabeth's Business Legacy, our clients, or others.

4. Cookies and Online Tracking

We may use cookies and similar tracking technologies to enhance your experience on our website.

4.1. Cookies help us analyze website usage, improve performance, and personalize content.

4.2. You may disable cookies through your browser settings; however, certain website features may not function properly if cookies are disabled.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, or misuse.

Despite these efforts, no method of transmission over the internet or electronic storage is entirely secure, and we cannot guarantee absolute security.

6. California Consumer Privacy Rights

California residents have the following rights, subject to certain exceptions:

6.1. The right to know what personal information is collected, used, and disclosed.

6.2. The right to request access to or a copy of personal information collected about you.

6.3. The right to request correction or deletion of personal information.

6.4. The right to opt out of marketing communications.

6.5. The right not to be discriminated against for exercising your privacy rights.

To exercise any of these rights, please contact us at:  businesslegacy1@hotmail.com

7. Third-Party Websites

Our website may contain links to third-party websites. Elizabeth's Business Legacy is not responsible for the privacy practices, policies, or content of those external websites.

8. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. Any changes will be posted on this page with an updated effective date.

9. Contact Information

If you have questions regarding this Privacy Policy or our privacy practices, please contact us:

Elizabeth's Business Legacy
Email: businesslegacy1@hotmail.com
Phone: 1 (510) 253-4562

10. Do Not Sell or Share My Personal Information

Elizabeth's Business Legacy does not sell or share personal information as defined under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).

10.1. As described in Section 3 of this Privacy Policy, we do not sell or share personal information with third parties for monetary or other valuable consideration.

10.2. Any disclosure of personal information is limited to service providers for legitimate business purposes and subject to contractual safeguards.

10.3. California residents may contact us to exercise their privacy rights at:      businesslegacy1@hotmail.com